Banana Muffins with Brown Sugar Topping

1. Preheat oven to 350 degrees F (175 degrees C). Coat muffin pans with nonstick spray, or use paper liners. Sift together the flour, baking powder, baking soda, salt, and spices; set aside.

2. Combine bananas, sugar, egg, and melted butter in a large bowl. Fold in the flour mixture, and mix until smooth. Gently stir in chocolate chips (if using). Scoop into muffin pans.

(Note: only mix until ingredients are combined. Too much mixing = disaster!)

3. Prepare the topping. In a bowl, mix together brown sugar, 2 tablespoons of flour and the additional cinnamon. Cut in 1 tablespoon butter into the brown sugar mixture. Sprinkle over the muffins.

4.Bake in preheated oven. Bake mini muffins for 10 to 15 minutes, and large muffins for 25 to 30 minutes. When done, muffins will spring back when lightly tapped.